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TM Legacy

TM Legacy is a limited premium participating whole life plan designed to be a gift to your loved ones!

A Secured Legacy

TM Legacy gives your loved ones a financial buffer to live their lives as you would want them to, even if you can no longer provide for them personally. This plan offers Death, Total & Permanent Disability (TPD)1 and Terminal Illness (TI) benefits.

Enhance Your Plan

To further enhance the comprehensiveness of cover, you can add a Dread Disease (DD)2 Accelerator Rider to your plan and have the added financial security if one of the 30 dread diseases strikes.

Growing Policy Values

Your policy values grow with time. The yearly bonuses3, which become guaranteed once added to your policy, increase your payable benefits every year.

Multiple Premium Payment Term Options

You may not want to pay long-term premiums, which is why we offer shorter premium payment term options. Choose payment periods of 5, 10, 15, 20, or 25 years. Whichever way, you will enjoy lifetime peace of mind.

Click here to download the brochure in English.

Click here to download the brochure in Chinese.


  1. TPD Benefit is provided until the policy anniversary on which the Life Assured is age 65 next birthday.
  2. Premium rates for DD Accelerator Rider are not guaranteed. Tokio Marine Life Insurance Singapore Ltd. reserves the right to change the premium rate by giving 30 days written notice.
  3. These bonuses are based on a projected investment rate of return of 4.75% p.a. on the Participating Fund. As these bonuses are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund.
This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown in this brochure is for reference only and is accurate as at 1 November 2013.
Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.